Ora

Can I Add a Gold Card to My Amex Platinum for Myself?

Published in Amex Supplementary Cards 2 mins read

Yes, as an American Express Platinum Charge Card holder, you absolutely can add a Gold Card as a supplementary card to your account, even if it's for your own use. This allows you to leverage additional card types linked to your primary Platinum membership.

Adding Gold Supplementary Cards to Your Amex Platinum

Your Platinum Charge Card membership offers the flexibility to expand your card portfolio. You are eligible to add up to four complimentary Gold or Green Supplementary Cards to your account. While these are often added for family members or authorized users, there's no restriction preventing you from issuing one in your own name if you wish to have a separate card for specific purposes or simply prefer the distinct Gold Card design.

Here's a quick overview of the supplementary card options available with your Platinum Charge Card:

Supplementary Card Type Complimentary Quantity Key Benefits for Gold/Green Supplementary Card
Platinum 1 Comprehensive benefits (similar to primary)
Gold or Green Up to 4 Insurance benefits, Amex Offers, opportunity to earn Membership Rewards points

Key Benefits of Gold Supplementary Cards

While a Gold Supplementary Card doesn't offer the full suite of premium benefits that come with a primary Platinum Card, it still provides valuable advantages linked to your account:

  • Insurance Benefits: Access to a range of insurance coverage provided by American Express.
  • Amex Offers: The ability to save money with personalized offers from various merchants, which can be loaded directly onto the card.
  • Earn Membership Rewards Points: All eligible spending on the supplementary Gold Card will contribute to your primary Membership Rewards points balance, helping you accumulate points faster.

Understanding Supplementary Cards for Personal Use

Opting for a Gold Supplementary Card for yourself can be a practical choice. For instance, you might use it to separate spending for certain categories, for online purchases, or simply as a backup card with a different aesthetic. Regardless of who uses it, all spending on supplementary cards is linked to your primary Platinum account, making it easy to manage and track expenses.

To add a supplementary card, you typically can do so by logging into your American Express online account or by contacting customer service directly.