The routing number 063216608 belongs to RBC BANK (GA), specifically for operations in North Carolina (NC).
Understanding Routing Numbers
A routing number, also known as an ABA routing number or RTN, is a nine-digit code that identifies financial institutions in the United States. These numbers are crucial for facilitating secure and accurate electronic transactions, ensuring that funds are transferred to the correct bank. They are essential for various banking activities, including direct deposits, bill payments, and both domestic and international money transfers.
Details of Routing Number 063216608
This specific routing number, 063216608, is associated with RBC BANK (GA) and is designated for their services within North Carolina. It supports various types of electronic transfers, making it a vital identifier for banking operations. Knowing the correct routing number is essential for anyone sending or receiving funds to an account with RBC BANK (GA) in NC.
Here's a quick overview of this routing number's details:
| Detail | Information |
|---|---|
| Routing Number | 063216608 |
| Bank Name | RBC BANK (GA) |
| Geographic Focus | North Carolina (NC) |
| Supported Transfers | ACH (Automated Clearing House) |
| Wire Transfers |
Types of Transfers Supported
The 063216608 routing number is used for two primary types of electronic fund transfers:
- ACH Transfers: These include a wide range of transactions such as direct deposits of paychecks, automatic bill payments, and electronic checks. ACH transfers are typically processed in batches, making them a common and cost-effective method for regular, recurring financial movements.
- Wire Transfers: Wire transfers are generally used for larger, more time-sensitive transactions. They offer a quicker transfer time compared to ACH, as funds are usually moved individually and in real-time between banks. This method is often preferred for significant one-time payments, such as real estate closings or large business transactions.
When initiating an ACH or wire transfer to or from an account at RBC BANK (GA) in North Carolina, using the routing number 063216608 ensures that the transaction is directed to the correct branch and institution. Always double-check the routing number with the recipient or your bank to prevent delays or errors in your financial transactions.
