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Is the BMW F10 M5 Worth It?

Published in BMW F10 M5 Worth 4 mins read

Yes, the BMW F10 M5 is definitely worth considering for enthusiasts seeking a high-performance luxury sedan, provided you understand its true cost of ownership beyond the initial purchase price.

Overview of the F10 M5

The F10 generation of the BMW M5, produced from 2011 to 2016, represents a significant chapter in the M5 lineage. While it might not achieve the legendary status of its naturally aspirated E39 predecessor or possess the ultimate zero-to-60 acceleration figures of the newer F90 M5, it stands out as a great car with its own high points. It introduced forced induction to the M5, utilizing a powerful twin-turbocharged V8 engine, delivering exhilarating performance coupled with practical daily usability and a luxurious interior.

Key Considerations for Ownership

The perception of the F10 M5's value often hinges on understanding that a low cost of entry in the used market should not hoodwink you into believing it's a “cheap” car to own. While its initial purchase price has depreciated, making it accessible to a wider audience, the running costs remain characteristic of a high-performance luxury vehicle.

  • Maintenance Expenses: As a sophisticated performance machine, the F10 M5 requires diligent maintenance. Components like the S63 twin-turbo V8 engine, dual-clutch transmission (DCT), and advanced suspension systems can incur significant repair and service costs. Owners should budget for premium fuel, specialized fluids, and potential replacements of wear-and-tear items that are pricier than those found on standard vehicles.
  • Insurance and Fuel: High-performance vehicles typically come with higher insurance premiums. The F10 M5's powerful engine also means it consumes fuel at a considerable rate, especially when driven spiritedly.

What Makes the F10 M5 Great?

Despite not being an E39 or F90, the F10 M5 boasts several compelling attributes:

  • Exhilarating Performance: Its 4.4-liter twin-turbo S63 V8 engine produces over 560 horsepower, delivering immense power and torque across the rev range. This translates to rapid acceleration and effortless overtaking capabilities.
  • Comfort and Luxury: The F10 M5 offers a spacious and refined interior, equipped with advanced technology and premium materials. It strikes a remarkable balance between a track-capable sports sedan and a comfortable long-distance cruiser.
  • Driving Dynamics: While heavier than its predecessors, the F10 M5 provides a confident and engaging driving experience, with precise steering and a sophisticated adaptive suspension system that can switch between comfortable and sporty settings.
  • Value Proposition: For those who understand and are prepared for the running costs, the F10 M5 offers an incredible amount of performance and luxury for its current used market price, making it a highly attractive option in the used performance car segment.

F10 M5: Pros and Cons at a Glance

Aspect Pros Cons
Performance Powerful twin-turbo V8, rapid acceleration Not as agile or "raw" as some older M5s, heavier than F90
Luxury Premium interior, advanced features -
Value Attractive used market prices High running and maintenance costs, not a "cheap" car
Status A great car with unique strengths Lacks the "legendary status" of E39 M5

Practical Insights & Solutions

If you're considering an F10 M5, here are practical steps to ensure it's worth it for you:

  • Pre-Purchase Inspection (PPI): Always get a thorough PPI from a BMW specialist. This can uncover potential issues and provide a realistic assessment of the car's condition and upcoming maintenance needs.
  • Maintenance History: Demand a comprehensive service history. A well-maintained F10 M5 is crucial for reliability.
  • Budget for Maintenance: Factor in a significant annual budget for unexpected repairs and routine maintenance. This is not a car to neglect. Common areas to monitor include the rod bearings (though less prevalent on S63 than S65), turbo oil lines, and fuel system components.
  • Driving Style: Consider your intended use. If it's a track car, specific upgrades and more frequent maintenance will be necessary. For a daily driver, its comfort and power are excellent.

In conclusion, the BMW F10 M5 offers an undeniable package of power, luxury, and driving enjoyment at an increasingly appealing entry point. It is genuinely worth it for the discerning buyer who appreciates its unique characteristics and is financially prepared for the responsibilities of owning such a sophisticated machine.