The average boat insurance policy in Texas costs around $348 per year.
Understanding Boat Insurance Costs
While the average annual cost for a boat insurance policy in Texas is approximately $348, the actual price you pay can vary significantly. Many different factors play a role in determining individual insurance coverage costs.
Generally, personal boat insurance policies can range from $500 to $1,000 a year. The specific cost for your policy will depend on various elements such as the type and value of your boat, your boating history, the coverage limits you choose, and the areas where you typically operate your vessel.
Here's a quick look at the average costs:
| Insurance Type | Average Annual Cost |
|---|---|
| Average Boat Insurance in Texas | ~$348 |
| General Personal Boat Insurance | $500 - $1,000 |
