Ora

Can You Merge Multiple Cards into One?

Published in Card Merging Service 3 mins read

Yes, you can arrange to merge eligible cards into a single card, subject to specific conditions and a maximum value. This service allows you to consolidate the value from several cards into one, streamlining your card management.

How to Combine Your Cards

Combining your cards involves a straightforward process managed by customer services. This service is designed to help you make the most of your card balances by bringing them together.

Here’s a step-by-step guide on how to proceed:

  • Contact Customer Services: The first step is to reach out to the dedicated customer services team to initiate the process. They will guide you through the necessary steps and confirm your eligibility.
  • Send in Your Cards: To process the merger, you will be required to send in your physical cards. This allows the team to verify the cards and their existing balances accurately.
  • Pay a Small Fee: A nominal fee is associated with this service. This covers the administrative costs and the issuance of your new combined card. Details regarding the exact fee will be provided when you contact customer services.

Key Conditions for Card Merging

While merging cards is possible, there are specific conditions and limitations to be aware of:

  • Maximum Combined Value: You can combine cards up to a maximum total value of £120. Any value exceeding this limit across your submitted cards cannot be merged into a single card.
  • Eligibility: Ensure your cards are eligible for this service. Customer services can confirm this during your initial contact.
  • Physical Cards Required: The process requires you to send in your physical cards, so ensure you have them ready.

Benefits of Combining Your Cards

Merging multiple cards into one offers several practical advantages:

  • Convenience: Manage a single card instead of several, reducing clutter in your wallet.
  • Simplified Spending: All your combined value is available on one card, making it easier to track and use.
  • Reduced Risk of Forgetting Balances: No more worrying about small, easily forgotten balances on multiple cards.

Important Considerations Before Merging

Before you proceed with merging your cards, consider the following:

  • Check Balances: It's advisable to check the current balance of all cards you intend to merge to estimate the total value and ensure it's within the £120 limit.
  • Secure Shipping: When sending your cards, consider using a secure and trackable shipping method to prevent loss.
  • Understand the Fee: Confirm the exact amount of the small fee with customer services to avoid any surprises.

Summary of Card Merging Service

Here’s a quick overview of the key aspects of merging your cards:

Feature Details
Eligibility Specific cards can be merged (confirm with customer service)
Maximum Value Up to £120 total combined value
Process Contact customer services, send cards, pay a fee
Requirements Physical cards must be sent
Cost Small fee applies
Benefit Consolidates multiple cards into one for convenience

By understanding these details, you can efficiently combine your eligible cards and enjoy the simplicity of a single, higher-value card.