CareCredit can approve you for a maximum credit limit of $25,000.
This specialized credit card is designed to help individuals cover out-of-pocket healthcare expenses, offering a flexible payment solution for costs not typically covered by insurance. The actual credit limit you are approved for is determined by factors such as your credit history, income, and other financial considerations.
Understanding CareCredit's Promotional Financing Options
Beyond the standard credit limit, CareCredit provides special financing offers that can make managing healthcare costs more manageable. These often include "no-interest" promotional periods for qualifying purchases.
| Promotional Period Type | Minimum Charge Required | Interest-Free Duration |
|---|---|---|
| No-Interest Promotion | $200 or more | 6 months |
| No-Interest Promotion | $200 or more | 12 months |
| No-Interest Promotion | $200 or more | 18 months |
| No-Interest Promotion | $200 or more | 24 months |
These "no-interest" promotional offers are typically available for charges of $200 or more. The specific length of the promotional period—six, 12, 18, or 24 months—can vary based on the healthcare provider you are using. It is crucial to note that if the full promotional balance is not paid off by the end of the designated period, interest may be charged retroactively from the original purchase date. Therefore, careful payment planning is essential to fully benefit from these promotions and avoid unexpected interest charges.
