The limits for a Union Bank debit card typically vary based on the card type, but for a standard Union Bank Contactless Visa Debit Card, there are specific daily transaction limits for both cash withdrawals and shopping. These limits are designed to provide security while offering convenient access to your funds.
Daily Transaction Limits
Union Bank of India sets distinct daily limits for various types of transactions conducted using your debit card. Understanding these limits is crucial for managing your daily finances and ensuring smooth transactions.
- Daily Cash Withdrawal Limit: This refers to the maximum amount of cash you can withdraw from an ATM within a 24-hour period.
- Daily Shopping Limit (POS/E-commerce): This indicates the maximum amount you can spend on purchases at point-of-sale (POS) terminals or through online e-commerce transactions within a 24-hour period.
For a common Union Bank Contactless Visa Debit Card, the daily limits are as follows:
| Transaction Type | Daily Limit (INR) |
|---|---|
| Cash Withdrawal | ₹ 25,000/- |
| Shopping (POS/Online) | ₹ 50,000/- |
It is important to note that these limits are specific to the card mentioned. Different debit card variants offered by Union Bank of India, such as Rupay, Platinum, or other premium cards, may come with higher or different transaction limits. Always refer to the specific details of your card variant or check the bank's official website for the most accurate information.
For more details on Union Bank's debit card offerings and their specific features, you can visit the official Union Bank of India website.
