The new name for MetLife Insurance Company USA is Brighthouse Life Insurance Company. This change reflects a significant strategic transition for a portion of MetLife's U.S. retail life insurance business.
Understanding the Transition
In a major move within the financial services industry, MetLife underwent a process that led to the creation of an independent company focused specifically on life insurance and annuities. This strategic separation resulted in Brighthouse Financial, Inc. becoming a standalone entity.
Specifically, the entity formerly known as MetLife Insurance Company USA now operates under the name Brighthouse Life Insurance Company. This company is licensed to provide life insurance services in 49 states.
Key Aspects of the Change
This transition means that a substantial part of MetLife's U.S. retail life insurance business, including many existing policies, transferred to Brighthouse Financial.
Here's a quick overview of the key entities involved:
| Old Entity Name | New Entity Name |
|---|---|
| MetLife Insurance Company USA | Brighthouse Life Insurance Company |
| MetLife's U.S. Retail Business | Brighthouse Financial, Inc. |
Implications for Policyholders
For individuals holding life insurance policies that were originally issued by MetLife Insurance Company USA, their policies are now administered and serviced by Brighthouse Life Insurance Company.
- Policy Validity: Your existing policy remains valid, with all terms, conditions, and benefits unchanged.
- Customer Service: All inquiries, policy service requests, and claims are now handled directly by Brighthouse Financial.
- Communications: You will receive policy-related communications, statements, and billing information from Brighthouse Financial.
Brighthouse Financial focuses on helping individuals achieve financial security through a range of annuity and life insurance solutions. For more detailed information about their history and services, you can visit the Brighthouse Financial website.
