The income limit for Medi-Cal in 2024 varies based on the number of persons in a family or household, with specific monthly and annual thresholds determining eligibility. California's Medi-Cal program provides essential health coverage to eligible low-income individuals and families, and financial eligibility is a key component of the application process.
Medi-Cal Income Eligibility Guidelines for 2024
To qualify for Medi-Cal based on income, a household's earnings must fall within the established limits. These guidelines are updated annually and are crucial for understanding eligibility requirements. They represent the maximum allowable gross income for different household sizes, presented as both monthly and annual figures.
Below are the 2024 income eligibility guidelines for Medi-Cal, categorized by the number of individuals in your family or household:
| Number of Persons in Family/Household | Monthly Income Limit | Annual Income Limit |
|---|---|---|
| 1 | $2,510 | $30,120 |
| 2 | $3,407 | $40,880 |
| 3 | $4,303 | $51,640 |
| 4 | $5,200 | $62,400 |
Understanding the Income Limits
- Monthly Income Limit: This figure indicates the maximum gross income your household can earn in a single month to be considered eligible for Medi-Cal.
- Annual Income Limit: This represents the maximum total gross income your household can earn over an entire year to meet the income eligibility criteria.
It is important for all applicants to accurately report their household size and total income when applying for Medi-Cal. Meeting these income thresholds is a primary factor in determining eligibility for health coverage through the program. If a household's income exceeds these limits, they may not qualify under these specific guidelines, though other pathways to coverage might be available depending on individual circumstances, such as age, disability status, or specific medical needs.
Practical Examples
- For a single individual: If your monthly income is $2,400, you would likely be eligible for Medi-Cal, as this amount is below the $2,510 monthly limit for a household of one.
- For a family of three: If your family's annual income is $50,000, you would likely qualify, as this is less than the $51,640 annual limit for a household of three.
- For a family of four: If your family's monthly income is $5,300, you would exceed the $5,200 limit and might not qualify solely based on these income guidelines.
