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How to loan in Ncell?

Published in Ncell Loan 2 mins read

To get a mobile balance loan in Ncell, known as Ncell Saapati, you need to have a current balance of 5 rupees or less. Follow a simple dialing process to receive your loan.

Getting an Ncell Saapati Loan

Ncell's Saapati service allows eligible users to borrow a small amount of mobile balance when they are running low. This service is designed to help users stay connected without immediate top-ups.

Eligibility for Ncell Saapati

Before attempting to take an Ncell Saapati loan, ensure you meet the primary eligibility criterion:

  • Your current Ncell mobile balance must be 5 rupees or below.

Steps to Get Ncell Saapati

Once you meet the eligibility requirement, obtaining an Ncell Saapati loan is a straightforward process:

  1. Open your phone's dialer: Access the dial pad on your mobile phone.
  2. Dial the Saapati code: Enter the specific USSD code for the Ncell Saapati service, which is *9988#.
  3. Initiate the call: Press the call button to send the USSD request.
  4. Select the loan option: A menu will appear on your screen. From the available options, dial 1 to select the option for taking a mobile balance Saapati.

Loan Amount

Upon successful request, you will receive a mobile balance loan of 40 rupees. This amount is typically deducted from your next mobile recharge.