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How long does an accident stay on your record in Ohio?

Published in Ohio Driving Records 2 mins read

In Ohio, an accident typically remains on your driving record for 36 months from the date the accident occurred. This timeframe is crucial for understanding how long an incident may impact your driving abstract.

How Long Accidents Stay on Your Ohio Driving Record

According to Ohio regulations, involvement in an accident is maintained on your driving record for 36 months, calculated from the specific date of the accident. Similarly, violation convictions, such as speeding tickets or other traffic offenses, are also kept on your record for 36 months, though this period is counted from the date of the conviction.

This 36-month period is significant because it's the duration insurance companies often review when assessing your risk and setting premium rates. A clear driving record can lead to lower insurance costs, while accidents and violations can increase them.

Understanding Your Ohio Driving Abstract

Your Ohio driving abstract, or record, is a comprehensive history of your driving activities. It includes details about:

  • Accident Involvement: Records of accidents you've been involved in.
  • Traffic Violations: Convictions for various traffic offenses.
  • Points: Points assessed for violations, which can lead to license suspension if too many accrue.
  • Suspensions/Reinstatements: Information regarding any driver's license suspensions and their subsequent reinstatement.

Key Durations on Your Record:

To clarify, here’s a breakdown of how long different incidents typically stay on your Ohio driving record:

Record Type Duration on Record Starting From
Accident Involvement 36 months Date of the accident
Violation Conviction 36 months Date of conviction

Why This Matters

The information on your driving record is used by several entities, primarily:

  • Insurance Companies: To calculate your insurance premiums. Accidents and violations often lead to higher rates.
  • Employers: Especially those requiring driving for work (e.g., commercial drivers).
  • Courts: When determining penalties for new offenses.

Maintaining a clean driving record for these 36-month periods can help you avoid increased insurance costs and potential issues with employment or legal matters. For more detailed information on your driving record, you can typically request an abstract from the Ohio Bureau of Motor Vehicles (BMV).

For further details regarding your driving record and related services in Ohio, you can visit the official Ohio BMV website: Ohio BMV Driving Record Abstract.