PNB does not charge for the initial issuance of an ATM card. However, a nominal annual fee applies after the first year of card issuance.
Understanding PNB ATM Card Charges
While Punjab National Bank (PNB) provides debit cards (which function as ATM cards) free of cost at the time of issuance, it's important for cardholders to be aware of the recurring annual maintenance charges. These charges typically commence after the first year, making the card free for the initial 12 months.
Here's a breakdown of the typical fee structure for PNB debit/ATM cards:
- Issuance Fee: PNB does not charge any fee when you initially receive your debit card.
- Annual Maintenance Fee: A nominal fee is levied annually starting from the second year of the card's issuance. This fee covers the operational costs associated with maintaining your card services.
Annual Fee Details
| Fee Type | Charge | When Applied |
|---|---|---|
| Card Issuance Fee | Free of cost | At the time of card issuance |
| Annual Fee | Rs. 100 per year (nominal fee) | After one year of card issuance |
For more detailed information regarding PNB debit card features, withdrawal limits, and application processes, you can refer to resources like Bankbazaar's PNB Debit Card information. Always consult official PNB sources or contact their customer service for the most current and specific fee schedules, as charges can be subject to change.
[[PNB ATM Card Fees]]
