No, your Sam's Cash never expires. This means you can accumulate your rewards over time without worrying about a specific redemption deadline.
Sam's Cash Expiration Policy
One of the significant advantages of Sam's Cash is its perpetual validity. Unlike many other loyalty programs or gift cards that often come with expiration dates, Sam's Cash remains active indefinitely. This provides members with ultimate flexibility in deciding when and how to utilize their accumulated rewards.
Membership Requirements for Sam's Cash
While your Sam's Cash itself does not expire, your ability to use or earn it under certain conditions is tied to your Sam's Club membership status.
Spending Sam's Cash
To spend your Sam's Cash, your membership must be active. If your membership lapses, you will not be able to redeem your Sam's Cash until you renew it.
- To spend: Your Sam's Club membership must be active.
- Practical Insight: Always ensure your membership is current before planning to use a large sum of Sam's Cash for a purchase.
Earning Sam's Cash
The rules for earning Sam's Cash can differ, especially if you use the Sam's Club Mastercard.
- Earning with Sam's Club Mastercard: You can continue to earn Sam's Cash through your Sam's Club Mastercard purchases even if your Sam's Club membership is not active. The rewards earned will accumulate in your Sam's Cash balance.
- Earning through other means (e.g., Scan & Go, Instant Savings, Bonus Offers): These methods generally require an active membership at the time of the transaction to earn Sam's Cash.
To summarize the membership requirements:
| Action | Membership Status Required | Notes |
|---|---|---|
| Spending Sam's Cash | Active | Cannot spend if membership is inactive. |
| Earning Sam's Cash | ||
| Via Sam's Club Mastercard | Not necessarily active | Can still earn rewards even with an inactive membership. |
| Other methods | Active | Typically required for earning Sam's Cash through other club programs. |
This policy ensures that members who continue to be part of the Sam's Club community can fully leverage their benefits, while still offering a way for Mastercard holders to accumulate rewards even if there's a temporary lapse in their club membership.
