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What is the SWIFT code of UBL?

Published in SWIFT Codes 2 mins read

The SWIFT code for United Bank Limited (UBL) is UNILPKKAXXX.

Understanding UBL's SWIFT Code

The SWIFT (Society for Worldwide Interbank Financial Telecommunication) code, also known as a BIC (Bank Identifier Code), is an international standard identifier for banks worldwide. It is used to identify specific banks and branches during international money transfers, ensuring funds reach the correct destination.

United Bank Limited (UBL), a major commercial bank in Pakistan, utilizes this code for all its international transactions.

Key Details of UBL's SWIFT Code

Here's a breakdown of the essential information regarding UBL's SWIFT code:

Detail Value
Bank Name United Bank Limited
SWIFT/BIC Code UNILPKKAXXX
8-Character SWIFT Code UNILPKKA
Bank Address STATE LIVE BUILDING, 1 II CHUNDRIGAR ROAD, KARACHI, SINDH, 74000
City Karachi
Country Pakistan

Components of the SWIFT Code

A SWIFT code like UNILPKKAXXX consists of several parts, each providing specific information:

  • UNIL: This is the bank code, representing United Bank Limited.
  • PK: This is the country code, indicating Pakistan.
  • KA: This is the location code, signifying Karachi.
  • XXX: This is the branch code, which is optional. When 'XXX' is used, it typically refers to the primary or head office branch, or it can be replaced by specific branch codes if available.

When to Use UBL's SWIFT Code

You will need the UNILPKKAXXX SWIFT code when:

  • Receiving international wire transfers from abroad into your UBL account.
  • Sending money internationally to a UBL account from another country.
  • Setting up international payments with banks or financial institutions outside Pakistan that require a BIC.

Always ensure you provide the correct SWIFT code to avoid delays or complications with your international transactions. For more details on UBL's SWIFT code in Pakistan, you can refer to sources like Remitly.